Photo by Pixabay via Pexels Thinking of buying a home in the near future? You're going to need a preapproval. This tells real estate agents that you're serious about the home-buying process, and it alerts sellers that you're a solid, low-risk candidate. Preapprovals aren't always easy to score, however. And if you're someone who's had a few credit...

Globally, identity theft has been on the rise in recent times, and it seems it is not slowing down. Succinctly, identity theft means using someone else personal information without their consent, primarily for financial gain. According to Javelin Strategy, the number of identity theft victims in the US is on the rise yearly, and its victims rose to...