If you’re budgeting for a new home, it’s important to incorporate the average cost of home insurance. Insurance rates are composed of many factors, and knowing these factors can help you estimate the potential expense. Here is a quick guide to the variables determining the average cost of homeowners insurance: Home location & age Homeowners insurance cost is...

Dwelling coverage is a crucial part of every standard homeowners insurance policy. Dwelling coverage can help you in the event the physical structure of your home incurs serious damage. However, it’s important to understand what types of damage are covered. Here is a basic guide to the types of damage covered by your dwelling insurance: Why you need...

Photo by Feng Yu via Shutterstock Few things are more mysterious than insurance. When you think you know what's covered, you find out the hard way that it wasn't. Since your home is likely your greatest asset, you want to know what it includes and what it doesn't before you need to make a claim. Whether you're “in...